Why Should You Allow The Home Ownership Center USA to refer you to one of our Certified Mortgage Professionals?

The Home Ownership Center USA is a not-for-profit, public benefit organization. We’ve used our years of knowledge and expertise in the mortgage and real estate arena to seek out the top professional mortgage companies and mortgage professionals in your area. We’ve already negotiated with these pros to offer our referral

Qualifying with lower credit scores than most companies –

• As low as 580 Credit Score on FHA Loans
• As low as 620 on most conforming loans

Appraisal Waiver -

In many circumstances our lenders can approve your loan and require no appraisal. (Circumstances vary and we cannot guarantee all borrowers and/or properties qualify for an appraisal waiver)

Rate Drop Protection -

Should mortgage interest rates drop at anytime during the seven (7) years after your loan is closed, our Certified Lender will help you refinance to a lower rate with no closing cost. Some restrictions apply – please find more information  here – Rate Drop Protection

Lender Fee Discount & Closing Cost Cutter

•  First, all of our Certified Lenders offer you a 50% Discount on Lender Fees on all loans.
See – Lender Fee Discount for more information.

•  Second, our Certified Lender offer you the option of selection an interest rate that will give you credit toward your closing costs.
See – Closing Cost Cutter for  more information.

PMI Killer

•   Eliminate your monthly mortgage insurance payments on most conventional loans.